I don't care to trust my data to any of them — fortunately, I have no need or desire to access the data from devices other than my desktop and laptop machines. I publish what I wish via GedSite on a server hosted by John Cardinal. If these practices may make me a kind of computer-age Luddite, then so be it. I guess the point is that I control the data, keep private what I wish to keep private, and send out only what I am willing to show the public.
The practical consequence for my genealogical research is that I can access the website from any computer or cell phone that connects to the net; I can only work on my RM7 database from one of the computers — desktop at home, laptop on the road. This limitation seems to me a small price to pay for avoiding Google Drive, One Drive, Dropbox, and Ancestry sharing.
BTW, I was one of the victims of the Equifax hack. There's little reason to believe that the various cloud services are hack-proof. If I may say so, you're wise to encrypt your financial data.